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Carla (Full Site) Workman, LTCP
LTC Insurance Advisors
Long Term Care Specialist
Tallahassee, FL
(850) 656-2433 Phone



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LTC Tax Incentives

The Federal government has recognized the threat that Long Term Care posses to our country and has and passed legislation standardizing long-term care insurance and offering incentives on tax qualified policies.

This section of the website will help you understand current legislation and how it affects long-term care insurance.

When the Health Insurance Portability & Accountability Act (HIPAA) was signed into law on August 2nd 1996 it introduced and defined tax qualified long term care insurance.


Important Note: The information in this section is only intended as a general overview and is not intended to provide tax advice. There may have been changes in the tax law that may affect the information in this section. Please consult a tax-advisor for specific tax advice.


Find Out More...
HIPPA The Health Insurance Portability & Accountability Act (HIPAA) of 1996 (also known as the Kennedy-Kassebaum Bill), successfully addressed three items that affect long-term care insurance. Find here for more information...

Tax Qualified This section addresses the main differences between the tax qualified (TQ) and the non-tax qualified policies. Find here for more information...

Federal Legislation It's important to understand that you may qualify for federal deductions with your Long Term Care insurance. Find here to learn more...

State Taxes State Tax Deductions and Credits State Type Descriptions Click here to learn more...